Re‐Regulating banks: The unfinished agenda
Journal of Financial Regulation and Compliance
ISSN: 1358-1988
Article publication date: 1 January 2000
Abstract
It is argued that bank regulation is required to protect depositors who are less risk averse than bank shareholders. The ongoing financial revolution has generally benefited consumers of financial services by increasing competition and broadening the range of products. More and more people have, however, been excluded. The paper considers whether further regulation is required to ensure that the financially excluded gain access to payments services and overdrafts and loans. It is concluded that there is plenty of scope for involving banks, credit unions and other new mutuals in the elimination of financial exclusion.
Citation
Mullineux, A. (2000), "Re‐Regulating banks: The unfinished agenda", Journal of Financial Regulation and Compliance, Vol. 8 No. 1, pp. 9-15. https://doi.org/10.1108/eb025027
Publisher
:MCB UP Ltd
Copyright © 2000, MCB UP Limited