An ideal regulatory model for dealing with retail financial institution runs and failures

Abstract

This paper presents an integrated regulatory model to protect depositors in the event of a retail financial institution run or failure. In Australia, many of the factors included in this model are either not in existence, or if in existence have not been fully implemented. A review of regulatory arrangements for retail financial institutions in Australia is warranted in the light of these deficiencies.

Citation

Lambert, R.B. and Simon, A. (2000), "An ideal regulatory model for dealing with retail financial institution runs and failures", Journal of Financial Regulation and Compliance, Vol. 8 No. 4, pp. 309-325. https://doi.org/10.1108/eb025052