Who is credit constrained? evidence from rural Malawi

Abstract

Using data from Malawi, this paper examines factors that influence a household’s likelihood of facing credit constraints. Households with larger land holdings have a higher probability of reporting credit constraints, apparently due to lack of secure land rights which could enable households to use land as collateral when borrowing. Households with a greater number of active male adults are also more likely to report credit constraints.

Citation

Simtowe, F., Diagne, A. and Zeller, M. (2008), "Who is credit constrained? evidence from rural Malawi", Agricultural Finance Review, Vol. 68 No. 2, pp. 255-272. https://doi.org/10.1108/00214660880001229